The Allied Protector PlanSM is underwritten by Lloyds of London and offers professional and general liability coverage for medical professionals. We specialize in Home Health Agencies, Medical Personnel Services, Medical Directors and Physical Therapy Clinics to name a few. Our experienced staff offers a high level of customer service with a fast turnaround on policy requests and can customize a policy to fit your needs.


This coverage is written under the surplus lines law by Certain Underwriters at Lloyd's. Underwriters at Lloyd's are not licensed insurers in any state except Kentucky, the United States Virgin Islands, and Illinois (where Underwriters are both licensed and eligible surplus lines insurers). Underwriters at Lloyd's are eligible surplus lines insurers in all other states.


“The APP proudly recognizes our partnership with West Virginia Dental Association for Dental Hygienist / Dental Assistant Program.”


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Coverage Features

  • Underwritten by Lloyds of London – rated “A” (Excellent) by A.M. Best
  • Professional Liability and General Liability available
  • Claims-made coverage for both PL and GL
  • Separate limits available for General Liability (charges apply)
  • Defense outside the limit options available (additional premium charges apply)
  • Hired non-owned auto coverage for Home Health Agencies only

Available Limits

  • Minimum limits $100,000 per-claim/$300,000 aggregate
  • Maximum limits $2,000,000 per-claim/$4,000,000 aggregate
  • Minimum deductible limit of $1,000 up to $25,000
    (higher options available)

Classes of Business
 
This information is intended to present a general overview for illustrative purposes only, and only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured.